Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Tuesday, September 30, 2014

Checking In - September!


What an interesting month it's been! (Such a useful word, "Interesting.")I've had the opportunity to learn a lot about "over-goaling" this month and I'm actually spending a few days re-assessing. Far from being a sign of failure, I've learned this year that those times are crucial to success. I took on too many goals and put too much pressure on myself to excel at all of them all the time, and it's okay to acknowledge that and correct it. Forward motion is progress and sometimes that forward motion is pitching a fit and declaring that there's just no way that all of this can get done right now and, if fact, declaring Bill the Cat to be my spirit animal!! (Pant, pant, sigh, gasp.)

True.

But where's that leave me?

Well, the "good books" and "good movies" challenges are back-burnered right now. With work on the Babylon 5 book heating up already, I found myself overwhelmed and teary at the prospect of doing those things to mark a title off an arbitrary list. I'll get to them, but right now isn't the season for that. I've seen plenty of movies and read plenty of books, but not the ones on "the list" and that's just dandy.

Zone cleaning is sort of in the same boat - it's not a struggle to keep up with my morning and evening routines, but much of anything beyond that is proving to be monumental. I keep the book with the zones out and I read my daily challenge each day and sometimes it gets done and sometimes something else gets done. You know what? The house is still standing and remains in better order than it used to be.

The budgeting challenge hits full-force this month. As I wrote over Labor Day weekend, we had car repair bills that turned into "we can't resurrect her this time," which meant a certain amount of yike! We're mobile again and just fine, but those were not expenses were were prepared for. It's going to be a tough end of the year on that score, no doubt about it, but it'll all work out and hey - we're doing all of this so that soon (on the cosmic scale, anyway), money won't be the issue that it is now. Delayed gratification. Can't say as I like it too much.

Now to report of the 5K challenge, which I've folded into the first-stage-of-wrapping-up "You Gonna Finish That?" Challenge. This was designed to make me hard-core accountable for a number of habits, including diet, exercise, and self-care. (Remember what I said about too many goals?) I used SparkPeople as my diet and exercise tracker which I liked since it had exercise videos and recipes that linked directly to the tracker. I don't like tracking, although I'll admit it's useful to see patterns (I eat too many carbs, for example. Mostly "good" carbs, like whole grains and the carbs found in fruit, but still - that was eye-opening). I made sacrifices in terms of sweets, made sure to drink at least two liters of water per day (yep, I know where every bathroom is throughout my college campus), aimed for hard exercise at least three times a week, and have tried to get more sleep. 

Right at a month in, I can report that, while I still don't like tracking, knowing that I have to do it has made it easier to say "no" to some bad choices. While I'm trying to not give the scale too much authority (I still stink at that, by the way), I'm down four pounds. I've also logged 13 run/walk workouts this month for a total of 31-and-a-touch miles, with 22 of those miles being at a jobble or better. For someone who was staggering around a church parking lot seven months ago, that ain't too shabby! So I'm going to keep this challenge going another month and let's see what we see.

What I really want to add in now is more attention spent on taking better care of me - teaching is not a job that lends itself to being left at the office and researching and writing a book isn't exactly a side job, so my twin goals here are to (a) make the office more pleasant and (b) not be so hard on myself with deadlines that I set and that I know to be ridiculous. I had a small writing project that nearly drove me around the bend that I should have been able to handle with ease, but when added to the several other regular gigs I've got going on (which includes two blogs, a weekly movie show that involves watching and research before the cameras begin rolling, and a regular column over at the pop culture site BiffBamPop), I was perilously close to the non-whimsical version of "crazy." So I reached the conclusion that normal people would've gotten to a long time ago and I'm not taking on more work during this time. Let me keep working on spinning the plates I've already got up on sticks!

Onward!





Monday, September 1, 2014

Checking In - August!

It was just about a week ago that I checked in here regarding progress on the 2014 January resolutions, so I'll be brief on those:

Zone Cleaning Challenge - well, I've got my morning and evening routines down, but adding in the weekly zones is still hit & miss for me.  Now that the semester has started and is finding a routine of its own, this comes back to the forefront.
5K Challenge - who would have thought that I'd find out I actually enjoy jobbling? I have my first "real" (as in timed) 5K race this coming Saturday. I'm nervous, since of course I want to do well, but it's an excited kind of nervous. I'll be doing something that I couldn't have done when I first set these challenges and that has to be viewed as progress of the good kind.
"Good Book" Challenge - Just under the wire, I managed to finish Faulkner's Light in August before I ran out of month. I really, really enjoyed this and I found myself wondering what Faulkner's reaction to the events in Ferguson, MO would be if he were still around to talk with us about Southern mythology, class, and race - always race.
"Good Film" Challenge - Saw several good films this month; none were on my list. Well, it doesn't make me a bad person.
Budgeting Challenge - Doing well enough on this that we enjoyed a weekend away for Labor Day. That probably blew the budget (or perhaps the car repairs will - like Moses, our loyal Bonnie Bonneville didn't make it up the mountain to the Promised Land, but unlike Moses, her damage may be fleeting), but it was a sorely-needed trip and I regret nothing!

I think I "over-goaled" here trying to do everything at once, so I cut myself several breaks as I focused on one good habit at a time instead of trying to overhaul so many aspects of my life at once. But now that a few habits have, in fact, become habits, FryDaddy and I agreed it was time to tackle the elephant.

Eating.

See, I like food. I like white-tablecloth restaurants and I like fried chicken eaten on a tailgate. My comfort food is Southern - pimento cheese, Barefoot's homemade mac 'n' cheese, sweet tea, Krispy Kreme, and so on. I've been known to say (to a good friend, not on a job interview), "You gonna finish that?" while gesturing with my fork. I grew up one of those people who was picky enough of an eater that it seemed I could eat whatever I wanted with no problem. Well, like eight-tracks, those days are gone. Yes, I'm a runner, but I'm a baby runner, and I simply don't burn enough calories to eat like that.

Add to that the fact that my job involves a lot of sitting and typing, and the problem begins to emerge.

Add to that the fact that I deal with stress by eating and the problem comes into focus. 

Add to that the fact that I also do a movie show for local cable, and prep work for that involves sitting and researching the films and sitting in a dark theater to watch the films, which for me as a kid, meant treats like buttered popcorn and candy (maybe a Slushie), and I don't need a nutritionist to tell me what's what.

Oh, I've tried all this before; I've even bought the books and the hype. The result is the same - I'll lose five pounds, then reward myself with a Blizzard. So I've roped in FryDaddy this time to help me. Really, it's not a matter of me not knowing what a portion size is or not realizing that fried is less good for me than broiled, it's a matter of putting theory into practice.

I'm trying to be sensible - no cabbage soup, no "only eat tomatoes for three days," or any of that nonsense - and I know that this will take time, but dammit, I don't want it to. Sigh. Patience may be a virtue, but it's not one of my virtues!

Today has been all about getting ready - I'm eating a few things that will shortly be on the "verboten for now" list (Mickey D's really does have the best fries, you know) and I've done a massive grocery run. No kidding, this one's going to be hard, but for the next month, my plan is to limit my refined carbs (no rice or pasta as a side dish with dinner and no stuffed baked potatoes as dinner), no sweets beyond a touch of good dark chocolate or something similar (au revoir, Fuzzy Peach!), and (gulp!) no movie treats. Let them catch me sneaking in grapes and baby carrots. Let's see where I am in a month. I won't lie - the scale has power over me, but so does my wardrobe, and I'm tired of putting something on and offering up a muttered prayer that the button will fasten.

Deep breath. Here goes - and yes, I'm gonna finish that.

Saturday, August 23, 2014

Summer's Waning

August has been a strange month here at the Nest. It's a month that tends to be syrupy hot-and-humid, so it starts by slowly crawling by, then suddenly, everything goes into turbo speed and it's the end of the month and I'm left wondering what the heck just happened. It's been a good month so far - a few days at the beach (FryDaddy and I swear we're going to get a solid week in next year) served as a break from start-of-school madness. (But not totally.  Seriously, this semester has gotten off to a rocky, weird start punctuated with all manner of schedule changes and curve balls. It'll settle and a rhythm will be found; it always does, but it's been a wee bit odder than most.) So I'm off my routines, but still wanted to check in once before the very end of the month.

Oh, and that's the lesson I learned this month - the term "routine" has a different meaning than "straitjacket." The idea behind routines is that I do those things way more often than I don't do them, and it helps keep the house running more smoothly as a result, but you just can't do everything every day. Sometimes work needs you a little extra, sometimes you have houseguests, and sometimes you need ice cream more than you need a fruit smoothie (it's true) - half a hundred things can happen and that's all okay. You just get back on it as soon as you can and, if you've been basically keeping up, it's not a big deal to get caught up. So zone cleaning (and healthy eating choices) are both ongoing goals, but there's progress.

So let's see -

I've signed up for my next official 5K race - I had the Color Run back in April (click here for details!) and I've done two "virtual" 5K races over the summer (you run your own race and post your time and other people in other parts of the country do the same thing), but this next race is local, so I figured it was time to run against the clock and see how I do. Today FryDaddy and I drove over the course and wow! are there hills! I won't be especially fast and I'm pretty sure there will be some walking involved, but I'll finish and that's way more than I could've said in January.

I'm working my way through Faulkner's Light in August for the book challenge and quite liking it. I'd been tearing through it - the language is so compelling and it's a great story - but I put it down to read this month's book club book (We Are All Completely Beside Ourselves by Karen Joy Fowler - fantastic read!) so I'm not done with Faulkner quite yet.

Speaking of which, Faulkner worked as a Hollywood screenwriter for a bit in the 40s and he co-wrote the script of Howard Hawks' To Have and Have Not which was (very loosely) adapted from Hemingway's novel of the same name. This month, FryDaddy and I started writing a twice-a-month column for the pop culture website BiffBamPop.com. My first contribution was on that very movie and Lauren Bacall, who made her stunning screen debut in it. Check out the column here! Not exactly part of my film challenge (I'd seen To Have and Have Not before; it gets better with subsequent viewings), but hey - that's where I am for now.

Budgeting is going pretty well, actually. We're both working on that and working off a single budget instead of two separate ones is much easier! Sure, we still have work to do (groceries are always more than we seem to think they will be), but again - progress.

So here I am, at the very end of summer - a season which beats you into submission with heat, humidity, and the siren call of hammocks and shade trees. I hope you'll understand if I remove myself from the Internet to go enjoy a few of those last golden hours. Just tell me, and I'll write a note for you to do the same!



Saturday, June 28, 2014

Checking In - June!

First off, let's review - at the start of this year, I set five goals for myself, with the intention of making 2014 a true "makeover year." What were those again?
  1. I wanted to keep a neater house, feeling that cleanliness was next to impossible. I reasoned that my life would be calmer if I wasn't frantically searching for "stuff" in the morning.  And I hated spending the weekend cleaning the house or feeling guilty for not cleaning the house.
  2. Money's tight, but I wanted to stop using credit cards and live frugally, with the idea of whittling away at the household debt.
  3. I decided to watch 24 "good movies" that I really should have already seen.
  4. I wanted to read six "good books" that had slipped by me.
  5. I wanted to feel stronger, so I decided to train to participate in a 5K race this year. Thus, the "Dancing Sloth" was born.
Well, it's good to have goals and I have no shortage of them. But a funny thing happened this month. I got way off my goals and I discovered something that might just border on the profound.  See what you think.

The goals are going okay, I suppose. My summer classes begin next week, which means that my days become far more structured than June has been - a month during which I didn't work a single full week - so in a strange way, it's a good time to re-evaluate and re-commit. This past month, Ensley and I took a brief "staycation" and there was the gorgeous Slayage conference out in California (read about that here), among other life-affirming jaunts.  I wouldn't trade this past month for a gold monkey, but it's time to get back on the horse, so to speak. So where am I?
  1. I still have my basic routines for taking care of the house and I want to work the "zone" idea back into my routines, which I've let slide.
  2. Budgeting is on the list of "things to do" for next week. We've been living free and easy, which has played a bit of havoc with the budget goal, although we've been very good about keeping our hands off credit cards. (Not perfect - Slayage, don't you know - but very good.)
  3. I'm doing well on the movie challenge.  This month, I marked off three - Hitchcock's Psycho, Ford's Stagecoach, and Kurosawa's Red Beard. (You can read my thoughts about those here.) Another musical, Sondheim's Sunday in the Park with George, is waiting for me. I seemed to have turned a corner there - there had been a couple that I just didn't like and it soured me for a while.
  4. The "good books" challenge, on the other hand, has slipped into a crevasse. I read four books in June (and one, Fannie Flagg's Fried Green Tomatoes should count, even if it's not on my list), but the heavy literature had to be put on hold while I dealt with a small brush fire of burnout. (Strangely enough, a really by-the-numbers romance novel helped a bit with that. Yeah, yeah - don't judge.)
  5. The 5K challenge - while the Dancing Sloth took some time off due to throat issues (being addressed mid-July) and burnout, she's back now! And a friend has me toying with a major challenge in that area. She's suggested we participate in next summer's Ramblin' Rose Triathlon. Now, it's not a hard-core Ironman sort of thing, but it is swimming, biking, and running - all on the same day. I don't own a bike and I haven't swum laps in years.  Still . . . and the fact I'm even thinking about this is amazing to me.
Now to the breakthrough. I'm not sure if this was the result of a long-simmering process the blossomed into a revelation or was more of a "burning bush" epiphany, but either way - it's a breakthrough.  Ready?  Here it is -

I'm not a sex kitten.

Sure, other people might have known that already, but it's new to me - and what a relief! Maybe it was that clothes-buying spree I wrote about in the last post, maybe it was hearing from so many people at Slayage that they enjoy reading my running posts, but all I know is that I have turned some sort of corner in my soul. Let me tell you, keeping up with the demands of the beauty industry is hard work at the best of times and our society never wants you to admit that you're not a coltish 22-year-old. I'm not, but that being fantastic is news to me. It's like this. I want to do these things - get strong by running and read good books and watch good movies and act like a grown-up with money and taking care of my house - for me. Not for my parents, not for my conference buddies or Facebook friends, not even for my incredibly loving husband, and certainly not for society at large, a sizable segment of which measures me simply on my "hotness" factor and has found me sorely lacking since I'm not that coltish 22-year-old (heck, I'm not even two 22-year-olds!). I wasn't even aware of how much I had been fighting that battle until this year but it's a relief to decide to stop. No, I have no intention of "letting myself go" and eating Nutella from the gallon jug for dinner. (Actually, that doesn't sound so bad . . .) But I'm not as beholden to the slick Photoshopped magazine covers and Internet clickbait that promise me I can lose those final 8 pounds by Tuesday (implying that I need to) and that they'll tell me what he really wants in bed (rather personal and how do you know my husband anyway?). I can't believe how much time I've wasted fretting over the size of my waist and my hips and how much power I've given a stupid number on a scale.

So, although this wasn't one of my original goals, I think it's important enough to report. I've got a new title now. I don't know what the IRS might think of seeing it on my taxes, but I'm a . . .

Sex Kitten - Retired.

I plan on having a great deal more fun on a regular basis, now that I have that knowledge. See, once you're living for you instead of what others think you ought to be, things get mighty interesting. I might put the fuchsia back into my hair. I might get henna tattoos. I might serve on the board of a nonprofit I'm interested in (already agreed to that, actually). I might demand crayons at my next faculty meeting. I don't entirely know how things might manifest, but I'm sure of this - Tasha Tudor was right.  Life is meant to be enjoyed; not saddled with. Eat well because you want to. Get a good night's sleep because you want to. Push yourself to jog to that next mailbox before you galumph back to a huffy, puffy walk because it feels good to push your body to do what it couldn't do two months ago. Insist on treating yourself well because you deserve it. And, for the love of all that's holy - make the world better because you deserve to make a difference. The size of your heart matters far more that the size of your hips.

Meow.








Tuesday, June 10, 2014

Checking In - May!

Yes, this post is a little bit late and I'll let my previous post (centering on my college reunion) serve as both my explanation and my apology. But here I am, ready to check in and report on my progress through the merry month of May.

Let's recap - the ambitious goals I set to work on throughout the year were:
  • Keeping a tidier, less cluttered house. I just can't stand the chaos of "where that thing?" as I'm trying to dash out of the house. But I work full-time, on top of several other large scale projects this year, so this goal involved finding a happy medium of “clean and tidy” versus “doable.”
  • Money is a sore point with me – as it would be with anyone who has spent years clutching the trifecta ticket of frozen salaries, disrespect, and rising prices – so we decided (this decision had to be a “we” decision, so FryDaddy is in this one as well) to keep a realistic budget to lower our household debt.
  • To strengthen my body, I decided to train to participate in a 5K race sometime this year.
  • To improve my mind, I decided to read six "good books" that had slipped past me.
  • Also to improve my mind, I decided to watch 24 "good movies" that had slipped past me.
      To be honest, May wasn't a very good month, goal-wise. Between FryDaddy's graduation (no, I'm not calling him "master," in spite of the fact that he's got the funny sleeves), exam week, some required travel, and a host of other activities, it was a full-out crazy month. Lots of fun stuff going on there, but it seemed that everything took precedence over the goal-keeping. So what's that mean?
     
     Well, after a bit of a breakdown - I have a nasty tendency to see things as "keeping score" instead of "this is going to make things easier, but there will be setbacks" - I think I can report some success, although it's been more in this most recent week rather than in May. Therefore, I'm not going to talk about my set goals as much as I'm interested in talking about setbacks and how to approach them. After all, this is something I know a fair amount about.  (Read as - I know A LOT about setbacks!)
    
      Read this until you believe it:  the bad days and weeks and months are going to come. They just will. Unexpected expenses will crop up and play merry hell with your delicate budget and you'll think you're a failure because - golly gee, you could've saved money by recycling dryer lint into creative Halloween costumes but no, you had to go off and buy something. Food that's not especially good for you is cheaper and requires less prep work and it's tempting when the busy times strike. There's no time to clean and you can't settle down enough to concentrate on a "good read" and you just want to be entertained instead of watching a movie from your list. Nothing is working, you've gained ten pounds and you wonder what happened.

      At the risk of sounding like I have things held together with peace and calm instead of duct tape and the use of Anglo-Saxon words as adjectives (look, it's been a few weeks of me yelling at the cats, okay?), when nothing you're doing is working, do nothing. Just stop. Look around. Reassess your goals (seriously - I've had three different people advise me to skip Thoreau's Walden which was my scheduled book. So I decided to read Beloved instead and still haven't started it, although I've read six other things in this period of indecision) and make course corrections as needed. Growth is not constant - that's why we have winter. It's a time in the natural year to recover from expending all the energy it takes to grow, blossom, and harvest to hunker down and consider the Next Step. If it works for carrots and bears, why shouldn't it work for people? (That made more sense before I typed it. I'm still going with it.)

      For example, I went on a shopping trip with my mother this weekend. I mean a SHOPPING TRIP, the kind where you wind up with new everything. Here's the kicker - I asked my mom when the last time was that we did a trip like that. She carefully considered the timeline and said, "Right after you finished law school and took that job in South Carolina." 

      That was in 1998.

      So the deal was that I had to go through my closet and ruthlessly get rid of clothes that no longer worked. I just did that and it was hard - I want to think I'll be that size again and/or that I'll be able to wear that style again and it's hard to be realistic about that sort of thing. (And there were a few things that are getting thrown away rather than being given away - I'd crossed the line from "frugal" into "cheap." Shame on me.)  But I'd rather wear clothes that actually fit me instead of clothes that fit me in 1998 (and yes, I had still had some of those). I'll drop them off at Goodwill in just a little bit - the clothes will work for someone else and I believe in karmic concepts enough to think that giving away creates room in my own life for more good stuff to roll in. I'll get back to drinking water instead of diet soda and my other good habits. Sometimes life demands to be noticed more than the dust bunnies.

      It's okay. Really, it is.

Wednesday, January 1, 2014

Building on the Foundation

Happy New Year, everybody!!  Last year was the first year I used this blog to post publicly about my personal goals.  While I know full well that the Wider World at Large probably couldn't care less than a scrawny rodent's posterior about one person's ramblings and musings, well, it's my blog. Plus, I found that posting every month on my progress was a very useful method of keeping myself accountable, so here goes for 2014.

As I worked through the "try something new every day" challenge I wrote about in the previous post, I found myself stretching beyond my usual comfort zone.  And the kicker was, I liked it.  I kept each day's "something new" on the teensy side since I believe in small, manageable, concrete goals as opposed to generic ones like "I'll eat better this year."  That's a worthy goal, to be sure, but it helps me more to say, "I'll have at least 5 servings of fruit and/or vegetables every day."  Setting specific goals like "5 servings" made me grab a handful of baby carrots and "something new every day" made me use the pretty things I so often "save" for company until they get dusty and useless.  With that foundation in place, here are my 2014 goals/resolutions/schemes:

The FlyLady system has revolutionized my approach to taking care of our home and I've made big strides in keeping the house more organized, which has had the lovely side effect of making me a calmer person.  Right now, I have my morning and evening routines and I work the daily "mission" (which every week includes family and "me" time, so more yay! there), but there are large chunks of the system I haven't managed to work into my routine.  I hope to change that this year.  So the goal is to add the weekly FlyLady "zone cleaning" to my routine of taking care of the house. 

In the same vein, FryDaddy and I got serious about our finances this year (Christmas shook us a little, but we're back on the financially-astute horse) and I plan to continue that as well in 2014.  It's great to see our debt load shrink, and I want to see that sucker get noticeably smaller this year.  So my goal is to put $5,000 toward our debt this year. (That's in addition to regular payments, of course.)

Exercising has become a much more "everyday" notion for me, and that's the third thing I plan to continue.  Just before Christmas, I started the "Couch to 5K" program and already I'm less sore and, while I still huff, puff, and gasp doing a gentle jogging lap around a flat parking lot, you start where you are, right?  So the goal is to participate in a 5K race.  (I I don't have to run the whole thing, but I have to finish.)

Now for the uncomfortable part.  See, a large chunk of my 2014 resolutions involve something that's a bit embarrassing - confessing.  See, I write about television and I co-host a movie show.  Yet, there are so many movies - really good ones - that I have never seen, at least not all the way through in one sitting.  The same goes for books.  I'm a reader - I often have two books going at the same time, and I usually read 3 - 4 books a month, but I'll also get swamped in work and not pick up a "fun book" for a couple of weeks and there are many, many classics I've never read.  In the past, it's been hard to admit that I have what I consider to be pretty massive holes in my experience, but as I've said in this post, I've come to accept that you start where you are.  Figuring movies are much, much shorter than books, I decided I can handle two movies every month and a book every two months.  (Keep in mind these are all in addition to the movies I see for the show and the books I read for my book club [wonderful group of women, BTW] or that I just come across and want to read for pleasure.)  So the goal is to read:
  • Beloved (Morrison)
  • Crime and Punishment (Dostoevsky)
  • Light in August (Faulkner)
  • A Passage to India (Forster)
  • The Three Musketeers (Dumas) and 
  • Walden (Thoreau). 
No particular order and, please, don't bother replying that you're shocked that I haven't read these.  You start where you are, remember?

For movies, I picked classics from a number of genres, plus a few that I just really wanted to see and never have gotten around to. The goal is to see (again, no particular order and please don't gasp and clutch your pearls):
  • 2001: A Space Odyssey (science fiction)
  • Apocalypse Now (war drama)
  • Bad Day at Black Rock (Western noir)
  • The Dark Crystal (family)
  • Giant (drama)
  • Godfather (crime drama)
  • Godfather Part 2 (crime drama)
  • Harold & Maude (comedy)
  • Ikiru (drama, Japan)
  • The Iron Giant (family)
  • Mame (musical)
  • The Man Who Shot Liberty Valence (Western)
  • Moneyball (sports drama)
  • Psycho (horror)
  • Raging Bull (sports drama)
  • Raise the Red Lantern (drama, China)
  • Red Beard (drama, Japan)
  • Rent (musical)
  • Stagecoach (Western)
  • Sunday in the Park with George (musical)
  • Sunrise (silent drama)
  • Top Hat (musical)
  • Touch of Evil (film noir)
  • The Wild Bunch (Western)
Ambitious, maybe.  But that's what the first week of January is all about!  I'll check in soon and I'd love to hear what goals you're setting and achieving this year!